Alipay is an application that helps pay for goods, transfer money, utility bills. Since the app is used by billions of people, it has regular updates and corrections as requirements may change. If you are a foreigner and want to use Alipay without a Chinese bank account. In this article, How To Use Alipay Without Chinese Bank With 2 Ways will show you how to set up and use Alipay without a China Bank Account.
What is Alipay?
Alipay is an electronic wallet founded and developed by Alibaba Group in China. In simple terms, Alipay is a tool to help consumers pay for online transactions such as online shopping, paying bills, buying airline tickets, recharging phones, paying game cards, etc.
Launched in 2004, Alipay is currently occupying the largest user market share when owning 300 million users in China. In February 2014 alone, Alipay controlled nearly half of the payment market share of this country of millions of people. This is the first information in How To Use Alipay Without Chinese Bank With 2 Ways.
Alipay e-wallet is divided into 2 types: domestic Alipay accounts and international Alipay accounts.
Domestic Alipay account: An account type exclusively for customers living and working in China. Instead of using a bank card, domestic users will use their Alipay account to pay for all expenses incurred in their living and life. There is a small note that domestic Alipay accounts will have to go through a very strict account verification step.
International Alipay Account: For non-Chinese customers, these Alipay account types are mainly used when you make purchases through e-commerce platforms that provide the Alipay payment feature. This account can still be used without account verification but will be limited to paying when buying goods on e-commerce platforms.
What is Alipay used for?
Using the Alipay wallet is not only convenient and fast but also minimizes all risks for users when using cash payment methods. According to How To Use Alipay Without Chinese Bank With 2 Ways, Alipay wallet is used in cases such as:
Used to replace the way of using cash in China: Using an Alipay account, users can easily pay electricity bills, house bills, electricity, and water bills, buy plane tickets, movie tickets, and buy phone cards. , game cards…
Support payment for online purchases: Owning an Alipay account, shoppers can pay for Taobao, Tmall, and 1688 purchases easily in just a few minutes.
Convenient money transfer support: Through an Alipay account, the user can transfer money to another person’s Alipay account or transfer money to a bank account. Thanks to that, there will be no need to go through too many applications with many complicated operations when transferring money.
How To Use Alipay Without Chinese Bank With 2 Ways
How to create an Alipay account by phone
Step 1: Open the application and click on the button to register an account.
Step 2: Select your country area and enter your phone number (note: remove the first 0 of the phone number) then click register.
Step 4: Enter the verification code sent to your phone number
After entering the verification code, you have successfully registered your account and Alipay will automatically redirect you to the successful registration interface (account logged in). Now what you need to do next is Verify your account and set up a login password and a payment password.
After registering for an account, you can use it to receive money immediately, but the amount of money that can be used is very small and there are risks in the process of using the account. The person sending you money will also continuously receive dangerous transaction alerts due to unauthenticated accounts.
So, please read How To Use Alipay Without Chinese Bank With 2 Ways carefully so you can feel more secure in the process of using your Alipay account.
How to create an Alipay account on the website
Visit Alipay homepage: https://www.alipay.com/
Here you click on the “Register” button.
Fill in your personal information
In there: The first box is Nationality/Region: Find and select your country. In the second box select the phone number of your country and enter the phone number.
After filling in the phone number, click the button to get the SMS verification code in the box next to it. Alipay will send you the registration code by an automated call in the language of your choice. Complete the steps and click “Next step”.
Enter personal information
At this step, you need to correctly fill in your personal information so that the system can verify your true identity. Note carefully the first 2 items are your password:
The first 2 boxes are Login Password and Re-enter Login Password. Note Alipay requires a login password to include uppercase, lowercase, numbers, and special characters for added security.
The next 2 boxes are Payment passwords. The payment password is a different 6-digit sequence to authenticate your transactions. Note that these numbers cannot be consecutive and cannot be the same.
The third item is the security question. You can choose a question you want and answer that question. You need to remember the answer to use in some cases of account loss or Alipay requires account authentication.
First box – First and last name in capital letters without accents. Please fill in your NAME in the first box and your NAME in the second box.
Second box – Gender: 男 – male; – female.
Third box – ID: There are 2 popular options: Passport and Other documents to choose from.
Fourth box – ID number: Enter your passport number if you selected Passport in the box above or enter your identity card number/ID number if you choose another document.
After registering, Alipay will ask you to verify your domestic bank account, but if you want to open a bank account, you need your ID/ID number, so it’s best to fill it out at this step for convenience system is easy to authenticate.
Fifth box – Document validity: For passports, enter the corresponding validity date, for other documents, select the Long term. Sixth box – Occupation: Select the last item Other occupation.
The last box – Contact Address: Fill in the details, clearly the information of your shipping address in China and click Complete registration.
If all the above steps are correct, you will get a notification. If not, the site will return to the registration page and you should check at which step the error occurs based on the red messages.
This is the next method in How To Use Alipay Without Chinese Bank With 2 Ways.
Hope the article How To Use Alipay Without Chinese Bank With 2 Ways will provide useful information for you.